Shoes And Clothing Enterprises Are Concerned That Banking Industry Is Facing More Stringent Capital Regulatory Requirements.

< p > up to the end of the three quarter of 2013, the banks that failed to meet the standards were Shanghai Pudong Development Bank, Minsheng a href= "//www.sjfzxm.com/news/index_c.asp" > Bank "/a", Ping An Bank, Huaxia Bank and Everbright Bank, and their core capital adequacy ratios were 8.48%, 8.18%, 7.43%, 7.93% and 7.89% respectively.

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< p > strong > /strong > the banking industry may be faced with stricter capital regulation requirements, which is worth the concern of a href= "//www.sjfzxm.com/news/index_f.asp" > shoes and clothes < /a >.

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"P" yesterday, insiders told reporters on the Shanghai Securities Journal that a joint stock bank received notice from the regulatory authorities in the fourth quarter of last year that its capital level needed to meet the new capital requirements at the end of last year, which was equivalent to the cancellation of the pitional arrangement set up by the CBRC.

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< p > this news is considered unreasonable by the insiders.

But the industry insider who disclosed the news said that because this is a sudden request, the joint-stock bank had to take emergency measures in the fourth quarter of last year, so as to bring its capital level up to standard.

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P is not sure whether the above requirements are for joint-stock banks or for individual banks.

According to the information received by the above people, this requirement is aimed at all joint-stock banks, "but some banks are reluctant to mention the matter externally".

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< p > according to the notice requirements issued by the CBRC on the pitional period arrangement for the implementation of the "capital management measures of commercial banks" in December 7, 2012, by the end of 2018, the core capital adequacy ratio and capital adequacy ratio of the major systemic banks need to reach 9.5% and 11.5% respectively, and non systematical important banks will reach 8.5% and 10.5% respectively.

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< p > to the end of the three quarter of 2013, the banks that failed to meet the standards were Shanghai Pudong Development Bank, Minsheng Bank, Ping An Bank, Huaxia Bank and Everbright Bank. These five joint stock banks had core capital adequacy ratios of 8.48%, 8.18%, 7.43%, 7.93% and 7.89% at the end of the three quarter of last year.

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< p > however, in the fourth quarter of last year, many twists and turns of Everbright Bank finally completed the Hong Kong listing plan, raising more than HK $20 billion.

Ping An Bank completed a 14 billion 734 million yuan private placement financing plan on the last day of 2013.

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< p > "China Everbright Bank's listing in Hong Kong is also related to the above requirements."

The people in the industry say.

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< p > if the annual capital adequacy requirement is set out according to the interim period of < a href= "//www.sjfzxm.com" > CBRC < /a >, by the end of 2013, the core capital adequacy ratio and capital adequacy ratio of the non systematical important banks should only reach 6.5% and 8.5% respectively. By the end of 2014, this requirement is only 6.9% and 8.9% respectively.

If the annual requirement is the criterion, the 16 listed banks will meet the annual requirements of the pitional period, and there will still be a lot of land left.

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< p > the news that regulators urgently urged banks to meet their capital requirements failed many people to understand.

A city commercial bank secretaries said, "international requirements are relaxed, how are we going to get tighter?"

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< p > "it is also true that banks are adjusting their asset structure, but it is not heard that they are due to pitional arrangements, but mainly because of new factors such as interbank business".

A banking analyst said.

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< p > however, the industry insiders said that the regulatory requirements for the joint stock banks were not only at the end of last year, but also required to meet the requirements of each quarter.

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< p > capital constraint will restrict the business expansion of banks. For example, the level of capital determines to a large extent the amount of new a href= "//www.sjfzxm.com/news/index_s.asp" > credit "/a" scale that banks can get. Under the premise that bank financing is not smooth, the pressure of capital constraint on banks is especially high.

The two class capital instruments issued by the China Banking Regulatory Commission (CBRC) have been retained by the other regulatory authorities and considered by banks "not to be expected". The SFC's new best preferred stock financing tool is considered to be the first to arrive at the end of this year.

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