Internet Financial Gain Shows Advantages

With the end of the Spring Festival holiday, a year ago, "investment weapon" balance treasure, WeChat Conduct financial transactions Through Internet and other Internet financial products, the yield has generally declined, and bid farewell to 7%. Data show that as of February 7, 2014, China's current pass rate of 7 annual yield was 6.058%, Yu Ebao was 6.096%, WeChat CAITONG was 6.756%.

In contrast, the southern fund's southern cash line is still at a high level of income, of which the 7 annual yield of the southern cash pass A is 6.988%, while the southern cash pass B and C are 7.089% and 7.201%, becoming the rare "7 guarantees" Internet financial products in the market after the year.

At the same time, some ordinary currency The earnings of fund products are also comparable to those of all kinds of "treasure" products. Data show that as of February 7th, the seven day yield of the Warburg Tim trading fund was 6.342%, more than 18 times the interest rate of demand deposits. And its scale has exceeded 10 billion, reaching 10 billion 59 million yuan. According to the scale data disclosed by the exchange, the product size of the company has maintained steady growth. Huabao Tian Yi is known as the "balance treasure inside the field". The participation and exit channels are located in the stock exchange. Investors can choose to buy and sell at the market price or reclaim the net with the net value.

A broker revealed that the current customers of Hua Bao Tian concentrated in several major categories: first, ordinary retail investors, who used Warburg as an idle fund management tool for securities accounts; two, the active customers in the buyback market before, because the attractiveness of Huabao Tianyi in terms of flexibility, profitability, investment threshold and other aspects reflected the attractiveness of overnight repurchase, and gradually became a substitute for overnight repurchase; three, QFII and RQFII institutions, and Warburg added to make up for the inability of such funds to participate in the repo market; three, margin trading customers, Huabao Tianyi could be used as margin for margin trading, and the conversion rate could reach 90%. In addition, due to the continued gains in the recent gains, some bank customers have transferred funds into securities accounts to buy or buy the Warburg benefits. Data show that as of February 7th, Huabao Tianyi's seven annual yield was 6.342%, which is more than 18 times the interest rate of demand deposits.

although Profit However, the advantage of the IMF relative to the current account is still favorable for investors to invest money into the corresponding monetary fund very conveniently, so that they can get much higher income than the current deposit. According to the data of various fund companies, as of February 6, 2014, during the 7 Day Spring Festival holiday, Huaxia's current income was 11.2744 yuan per million yuan, the balance of treasure was 11.2558 yuan, WeChat financial communication was 12.5400 yuan, the southern cash A was 12.9582 yuan, the southern cash through B and C were 13 yuan, 13.1396 yuan and 13.3314 yuan respectively, which were far superior to putting money in demand account.